The Best System in the Game®
Deal Calculator
Does the deal pencil?
Plug in your numbers and instantly see how this property performs as a wholetail, retail sale, assignment, or buy-and-hold — plus your Bankability Score™ deal grade.
No state detected yet — select one below if needed
Includes interest, utilities, insurance, maintenance, and miscellaneous carry costs.
Auto-calculated: purchase + rehab + holding.
Advanced assumptions
Assignment market conditions & DSCR financing rate
Balanced Market ≈ 70% of ARV
FrozenSlowBalancedHotCOVID-era
Assignment pricing moves with the market, not a fixed number — COVID-era demand pushed assignments near 85% of ARV; today's slower market has cooled that closer to 70%. Drag to match what you're seeing right now, then fine-tune the exact range below if you want to override it.
Wholetail doesn't require the full rehab — just enough junkout/cleanup to sell as-is. Defaults to 7% of your full rehab budget; adjust to test other assumptions.
Default assumption only — update to reflect current market DSCR pricing.
Enter your info to generate your Bankability Score™ deal grade and full scenario breakdown.
Your info is saved so our team can follow up on this deal — we don't sell or share it.
Bankability Score™ Deal Grade
Recommended path
Total Project Cost
ARV
Equity Spread
Wholetail Sale
Progressive %
Retail Sale
100% of ARV
Assignment
Fastest Exit Option
Buy and Hold
Portfolio Add
Recommended Strategy
  • Your contact details unlock your results and let our team follow up on this deal — we'll also email you a copy of your full breakdown. We don't sell or share your information.
  • Wholetail's cost basis uses a junkout cost (default 7% of full rehab) instead of the full rehab cost — a wholetail buyer takes the property closer to as-is, not fully renovated. Adjust this % in Advanced assumptions to match what you're actually spending to get a property wholetail-ready.
  • Assignment pricing uses a sliding market scale (drag the market slider in Advanced assumptions) rather than a fixed % of ARV — it's calibrated so today's market lands near 70% and COVID-era peak demand lands near 85%, but it's a heuristic you should adjust to match what you're actually seeing close in your market.
  • County market insight is a general, directional tag based on broad population and home-value trends for major metro markets — not live Census or MLS data. Coverage is limited to common investor markets; verify locally before relying on it.
  • Wholetail price uses a progressive scale (90%–72% of ARV) based on rehab cost relative to purchase price, not a flat percentage — heavier rehab pulls the wholetail price down. This is an editable heuristic, not a market guarantee.
  • *Federal tax is estimated at a flat 30%. Actual tax may vary based on your personal tax situation.
  • State short-term gain tax is estimated using a general top-rate proxy for the property's state and does not account for brackets, deductions, or filing status.
  • DSCR financing rate is an editable estimate and should be updated to reflect current market pricing.
  • Tax estimates are simplified for planning purposes and are not tax advice. Consult a qualified CPA before relying on these numbers.
  • This calculator is for educational and planning purposes only and does not guarantee loan approval, sale price, or investment performance.